What to Know When Searching For Public Records

In the beginning, before the gods created the internet, public records were located in the basements of courthouses, recorders’ offices, city halls and the halls of administration. News Flash: Those records are still there! Those records are either in their original form, converted to microfiche or on a computer disc.

Today many public records are online. However, most of the old records are not online. Many agencies do not have the financial resources or individual help to copy records by hand and place those records online. There are companies that will conduct on-site court research. A simple Google search will find those companies.

Private investigators and independent court researchers also conduct hands-on public records searches. Private investigators usually charge by the hour and court researchers usually charge by the assignment.

The National Archives is a great resource for obtaining court records, on and off-line. Generally, federal court records less than 15 years old are not held by the National Archives and are still in the possession of individual courts. To obtain access to those records, researchers must contact the appropriate federal court.

It is a known fact that not all public records are free. Online companies that provide access to public records information have to pay their webmasters, graphic designers and web hosting companies to maintain their sites. So obviously, they have to charge a fee for the public records information.

Public records for an individual may vary from site to site. That’s why it’s important to use more than one resource when verifying records. There’s an old saying, “The accuracy of online records is only as good as those who input the information.” Humans do make mistakes and one database could have someone’s birth date as one day and another database can have the birth date as a different day or even a different year. The database can even have the name spelled wrong or have names of supposed relatives listed that turn out not to be related. This is why it’s important to be diligent and use more than one source when searching for public records.

Finally, public records cannot be removed from the internet; hence that’s why they are public. There are consumers that ask to have their address or phone number removed from a database. The problem is that once the address or phone number go public, hundreds or even thousands of websites pick up that information. So remember not to publish your unlisted phone number or cell number in a blog or website unless you want that information to be available to everyone online.

Assault Defense Lawyer

This professional represents a person who has been charged with assault, which could be felony or misdemeanor assaults. They also represent clients that are charged with battery. The combination of assault and battery will often have a penalty of jail time. The job of the assault defense lawyer is to keep their client out of jail or have the amount of time they would be given if they were found guilty reduced. The lawyer will often try to enter into a plea bargain agreement with the prosecutor if their client will have to pay a fine if found guilty.

What is assault?

Battery is physical contact with another person with the intent to harm them. Many times if a person commits battery, they are charged with assault. They can also be charged with assault even if there is no physical contact. To be classified as an assault using a deadly weapon is not necessary. If they do use a deadly weapon then it may be classified as a felony.

What an assault defense lawyer does

When the assault defense lawyer is defending their client it will be their job to show evidence that their client was not intent on causing harm. If the lawyer can prove the physical contact would have not been intentional but accidental they may be able to defend their client successfully. When handling assault cases they want to highlight the facts in a way to prove the client’s innocence. This is why many assault defense lawyers will often insist that the one accused contact them before speaking to any investigators or the police. The goal of the assault defense lawyer is to minimize the fact-findings that would be used against their client during the trail. Early in the process, the lawyer may be able to convince the prosecutor to dismiss the charges against their client.

Type of common assault case

Self-defense is in which a person is charged with assault when they have attempted to defend themselves from an attack. It is the job of the assault defense lawyer to show that their client was in fear of imminent bodily harm. One example is if a burglar would break into a home during the night and the homeowner hits the burglar with a baseball bat. In this situation, the lawyer can use self-defense as a legal defense. The assault defense lawyer will often be able to negotiate with the prosecutor in this case to avoid going to trail.

In conclusion

As with any branch of law an assault defense lawyer must have a bachelor’s degree and pass the bar exam in order to obtain their license to practice law. They can open their own practice or work for a law firm.

Insurance Lawyers

This professional specializes in different types of insurance and the lawful upholding of these different insurance policies. During a normal workday, they may work with staff and aides to track any current cases progression, complete continuing education courses like changes in insurance law, or investigate current cases. Some of the more common types of insurance include:

• Auto
• Home
• Health
• Mortgage

When you work as an insurance lawyer, you can practice in any of these areas or other divisions of insurance law. One function an insurance lawyer involves mitigating insurance law cases, which could involve both corporate and personal insurance law. The lawyer that practices mitigation may need to have the ability to gather and decipher information, have communication skills when they present the collected information to the court, and employ time management skills.

Case mitigation will often work concurrently with case investigation. Along with the staff and aides, the insurance claim lawyer will collect facts that surround the insurance case so they can present the facts to the court. The facts will be the basis for the defense of the client who has hired this lawyer to represent their case. An insurance lawyer may also oversee the writing of new insurance policies for corporate or professional clients. Insurance underwriters may complete the specific writing of these policies. The insurance lawyer is most often responsible for verifying the legality of the policy and removing any loopholes it may have.

Insurance laws do change so the insurance lawyer may need to attend continuing education seminars or take continuing education courses so they can stay up-to-date on all of the different changes. The continuing education can help the insurance lawyer provide the most effective presentation to the client that hires the attorney. In all regions, it may not be necessary to do continuing education classes in order to maintain their license in insurance law and be able to practice this type of law.

There is a long list of insurance companies, laws, and policies, which an insurance lawyer can practice. Each type of insurance does require a certain type of knowledge in regards to give their clients effective legal support that is needed to win insurance cases. An insurance lawyer can work for the defendant or victim.

To become an insurance lawyer you must have a bachelor degree and a law degree from a law school that is accredited. To be admitted to the law school you will need to have a satisfactory score on the Law School Admission Test (LSAT). In law school, you will receive intensive classroom instruction and legal learning experiences. Before you graduate, you will also need to complete an internship. Many will do this internship in a law firm that specializes in insurance law.

This article is penned by Lora Davis for Hamilton & McInnis, L.L.P. who are one of the leading law firms in San Diego with a combined

Insurance Lawyers

This professional specializes in different types of insurance and the lawful upholding of these different insurance policies. During a normal workday, they may work with staff and aides to track any current cases progression, complete continuing education courses like changes in insurance law, or investigate current cases. Some of the more common types of insurance include:

• Auto
• Home
• Health
• Mortgage

When you work as an insurance lawyer, you can practice in any of these areas or other divisions of insurance law. One function an insurance lawyer involves mitigating insurance law cases, which could involve both corporate and personal insurance law. The lawyer that practices mitigation may need to have the ability to gather and decipher information, have communication skills when they present the collected information to the court, and employ time management skills.

Case mitigation will often work concurrently with case investigation. Along with the staff and aides, the insurance claim lawyer will collect facts that surround the insurance case so they can present the facts to the court. The facts will be the basis for the defense of the client who has hired this lawyer to represent their case. An insurance lawyer may also oversee the writing of new insurance policies for corporate or professional clients. Insurance underwriters may complete the specific writing of these policies. The insurance lawyer is most often responsible for verifying the legality of the policy and removing any loopholes it may have.

Insurance laws do change so the insurance lawyer may need to attend continuing education seminars or take continuing education courses so they can stay up-to-date on all of the different changes. The continuing education can help the insurance lawyer provide the most effective presentation to the client that hires the attorney. In all regions, it may not be necessary to do continuing education classes in order to maintain their license in insurance law and be able to practice this type of law.

There is a long list of insurance companies, laws, and policies, which an insurance lawyer can practice. Each type of insurance does require a certain type of knowledge in regards to give their clients effective legal support that is needed to win insurance cases. An insurance lawyer can work for the defendant or victim.

To become an insurance lawyer you must have a bachelor degree and a law degree from a law school that is accredited. To be admitted to the law school you will need to have a satisfactory score on the Law School Admission Test (LSAT). In law school, you will receive intensive classroom instruction and legal learning experiences. Before you graduate, you will also need to complete an internship. Many will do this internship in a law firm that specializes in insurance law.

This article is penned by Lora Davis for Hamilton & McInnis, L.L.P. who are one of the leading law firms in San Diego with a combined

How to Choose a Lemon Law Lawyer for Yourself?

Lemon law is an extremely specialised field of litigation and requires years of experience and expertise. Due to this very reason, choosing a lemon lawyer can be quite a difficult task. So, here are few guidelines as to how you can choose the best lemon lawyer for yourself. Just follow these guidelines and you shall have no problem at all.

Do your research – The first thing that you must do is go through various online directories and look for someone who works in your locality and area. This is because lemon laws vary depending on the area of residence and hence, this is why you should look for a lawyer working in your area so that he/she is well aware of the rules and laws that apply to your case.

Ask around – You must ask around in your neighbourhood and call up friends and family to get some idea about lemon lawyers and ask about the goodwill of the law firms. This will give you a heads up and you will get a rough idea on which firm you can deal with and which firms you must absolutely avoid.

Call up firms – The next thing that you should do is call various firms and explain your case to them. You must hear the solutions that they give in a logical manner and then go and visit the firms you think have provided a good solution and have understood your case well enough.

Spend time with the lawyer – Once you have finalised the law firm and the lawyer with whom you want to take your case ahead with, you must sit with them to discuss the details of your case and the procedures that you may have to go through.

Know your lawyer – Along with the case details, you must also get some information about the lawyer also. For example, you must have information regarding the number of years the person has been preaching law, the number of cases won or lost, etc. This will help you to understand whether your case in the correct hands or not.

Enquire about the fees – This is one thing that you must do very carefully. You must ask about the fees that will be charged for handling your case. Even though the fees will be only paid if the case is either settled or won, it is necessary for you to get this information well in advance.

How to Stop Harassment From Creditors

Creditors can take action to recover their money if you have unpaid debts and this intent is not illegal by itself. However, if the steps taken to recover the debt amount to harassment or cause you trauma, then you have the right to put an end to it.

What is harassment by creditors?

Sending reminders for their dues, calling you for the purpose of recovering the debt during working hours or even taking court action are technically not illegal. Creditors have the right to recover their money owed.

However, if creditors’ behavior includes the following actions, it could be seen as harassment, which you have the right to put a stop to:

– Contacting you any odd hour of the day, including early morning and late night
– Not informing you that your debt has been transferred to a collection agency
– Threatening you, either verbally or physically
– Not acknowledging it if you deny the debt; persisting with their collection practices
– Suggesting or pressuring you to get another loan or sell your existing assets to meet your dues
– Showing you false documents that look like court orders or legal papers to pressure you
– Telling you that your debt liability is a criminal offense or implying that your assets can be taken away from you as part of legal action against you
– Giving you the impression that legal action has been taken against you already
– Informing others about your debt directly or asking them to pass on the message for you
– Contacting you on social networking sites like Facebook

As a consumer, what can you do?

You need to start keeping a record of the calls or contacts made. As a consumer, you have rights that protect you from this harassment. However, ideally, you need to get in touch with a legal professional to help you understand what would work for your case against the creditors’ behavior and how best to stop the harassment immediately.

A legal professional can guide you on how to start building your case while also helping educate you on how best to deal with creditors until the harassment is brought to a full stop.

The Fair Debt Collection Practices Act (FDCPA) puts down certain behaviors by debt collectors that are not acceptable. If collectors indulge in these, legal action can be taken against them:

– Collectors cannot harass or abuse the consumer
– Make repeated calls or use obscene or profane language
– Make threats of violence
– Make public the names of people who have debts unpaid
– Make calls but not identify themselves

The FDCPA allows for certain practices such as:

– Contacting friends or relatives or neighbors of a debtor to learn only about how to contact the debtor
– During this call, they cannot reveal the purpose of the call nor their own identity
– They can call the debtor after 9 p.m., provided they have agreed to it previously
– Violations of the FDCPA can cause lawsuits to be filed and the consumer can win damages, including monetary damage.

Similarly, the Telephone Consumer Protection Act or TCPA also has guidelines on what constitutes legal debt collection practices. The TCPA also regulates the use of calls through automated equipment or what is also termed as robocalling. The TCPA prohibits calling debtors unless there is written consent from them. Violations to the TCPA can attract as much as $500 in monetary damages per incident. In case the violation is found to be willful, this can increase as much as by three times.

Legal Rights Advocates, PLLC is a law firm that specializes in helping clients stop the harassment from debt collectors or creditors in any form, including telephone communication. Our team of attorneys, over the years, has helped countless clients get protections from debt collection practices that are deemed as unlawful and illegal under the TCPA and the FDCPA.